We have been a portfolio lender/investor supplying capital to the real estate industry for 28 years. Historically, we only invested in the Dallas/Fort Worth, area but have recently been expanding our area to the major cities of Texas. We currently manage approximately $250 million of funds with an excess of $190 million in mortgages, approximately $30 million in finished single-family residential lots under contract to homebuilders, and the balance in income producing real estate and joint ventures from an earlier era of investing.

As a portfolio lender we work with an existing base of funds we manage and we are not brokers having to prepare an extensive package and market the proposal on a one-time basis.  Our current emphasis is on the mortgage loans and the purchase of finished single-family lots in our Lot Banking program, but we have considerable flexibility because we are unregulated and unsupervised by any of the federal or state regulatory agencies. We have been making about 100 loans a year. We have a staff of ten people, most of whom have been with the company for many years.

LENDING PROGRAM 

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